What do you know about HDFC Bank?
About HDFC Bank
This was done as part of RBI’s policy for liberalisation of the Indian banking industry in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995.
What is the old name of HDFC Bank?
In a milestone transaction in the Indian banking industry, Times Bank Limited (another new private sector bank promoted by Bennett, Coleman & Co. / Times Group) was merged with HDFC Bank Ltd., effective February 26, 2000. This was the first merger of two private banks in the New Generation Private Sector Banks.
What is the role of HDFC Bank?
The main purpose of HDFC Bank Mortgage service is to provide easy access to refinancing, renovating or owning commercial real estate through the disbursement of loans against mortgages. The HDFC Bank Mortgage service also provide mortgage based loans as working capital.
When was HDFC started?
August 1994, Mumbai, IndiaHDFC Bank / Founded
Why do you want to work for HDFC?
Why do you want to work for HDFC? Say you would like to grow your career in banking and feel HDFC Bank is an excellent place to accomplish this goal. State you would be proud to work for a company that is listed in BrandZ’s Top 100 Global Brands List.
What are the questions asked in HDFC Bank interview?
Hdfc Bank Questions
- What Is The Full Form of Hdfc Bank?
- How Is Gross And Net Salary Calculated?
- Where The Headquarters Of Hdfc Located?
- When Was The Hdfc Bank Is Incorporated?
- Who Is The CEO Of Hdfc Bank?
- Do You Know What Section 80e Of The Income Tax Act Stands For?
- How Much Do You Know About Hdfc Ltd’s Business?
Who is the No 1 bank in India?
Ans: HDFC is marked as India’s No. 1 Bank in Forbes World’s best bank report.
What are 4 types of bank accounts?
Different Types of Bank Accounts
- Current account. A current account is a deposit account for traders, business owners, and entrepreneurs, who need to make and receive payments more often than others.
- Savings account.
- Salary account.
- Fixed deposit account.
- Recurring deposit account.
- NRI accounts.
Why should I hire you bank interview?
7 sample answers to “Why should we hire you as our new bank teller?” interview question. I have excellent communication skills and people generally enjoy talking to me. They consider me a great listener, someone who can spot the words in-between the lines, the underlying emotions and wishes of the customers.
Why should we hire you answer best?
Show that you have skills and experience to do the job and deliver great results. You never know what other candidates offer to the company. But you know you: emphasize your key skills, strengths, talents, work experience, and professional achievements that are fundamental to getting great things done on this position.
Why should we hire you in HDFC Bank?
Why should we hire you as our bank teller? Now that we have reviewed the job description we know the bank is looking for someone who has interpersonal skills, attention to detail, and banking or customer service experience. Say you have excellent interpersonal skills which will allow you to work well with customers.
Why should we hire you fresher?
“Being a fresher, I think I am very flexible and adaptive to learning new things. I am sure I will be able to contribute something capable to the growth of the company. My last project in Operations has taught me how to be a team player, and work in unison.
Why is HDFC the best bank?
According to the study, HDFC Bank is the most profitable among all domestic scheduled commercial banks. Its return ratios, return on assets (RoA) of 1.97% and return on equity (RoE) of 16.6%, are the best, complemented by a net interest margin (NIM) of 4.2%, which is again the best among the top 10 banks.
Is HDFC bigger than SBI?
With a market capitalisation of Rs 4,21,732 crore, India’s largest public sector bank State Bank of India (SBI) has overtaken HDFC.
What are the 7 types of bank accounts?
Here is a list of some of the types of bank accounts in India.
- Current account. A current account is a deposit account for traders, business owners, and entrepreneurs, who need to make and receive payments more often than others.
- Savings account.
- Salary account.
- Fixed deposit account.
- Recurring deposit account.
- NRI accounts.
What is bank KYC?
Know Your Customer (KYC) standards are designed to protect financial institutions against fraud, corruption, money laundering and terrorist financing. KYC involves several steps to: establish customer identity; understand the nature of customers’ activities and qualify that the source of funds is legitimate; and.
Why you are fit for this job?
Determine what makes you unique in terms of your qualifications for the job. Ensure you fully understand what the position entails and what they are looking for in a job candidate. Assess your own confidence level in terms of your ability to do the job. See how you handle challenging situations.
Why do you want to join this company?
“I see this opportunity as a way to contribute to an exciting/forward-thinking/fast-moving company/industry, and I feel I can do so by/with my …” “I feel my skills are particularly well-suited to this position because …” “I believe I have the type of knowledge to succeed in this role and at the company because …”
What are your salary expectations?
Choose a salary range.
Rather than offering a set number of the salary you expect, provide the employer with a range in which you’d like your salary to fall. Try to keep your range tight rather than very wide. For example, if you want to make $75,000 a year, a good range to offer would be $73,000 to $80,000.
Why should I hire you answer for fresher?
Why should we select you bank interview?
Why you want to join our company?
Why do you want to join HDFC?
What is the rank of HDFC Bank in world?
It is India’s largest private sector bank by assets and world’s 10th largest bank by market capitalisation as of April 2021. It is the third largest company by market capitalisation of $122.50 billion on the Indian stock exchanges. It is also the fifteenth largest employer in India with nearly 150,000 employees.
Why is HDFC Bank successful?
HDFC Bank’s success has come largely on the back of retail loans, which constitute 39% of its loan book. In the initial years, corporate loans were in vogue and only in the late 2000s, retail came of age.